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The fear usually begins to creep in right after the purchase offer is accepted and it builds from there. It’s typically a day or two before closing when full-blown panic sets in and buyers might be inclined to pull the plug. Can they do that? Can a buyer walk away?
Since both a buyer and a seller agree to a target closing date in the purchase contract it is great when a closing actually happens on or before that date, but it isn’t always possible. There are many reasons why a real estate closing can be delayed or even worse, cancelled.
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Before you finalize the purchase of your home, you should do a final walk through a day or two before the closing. By the time you are ready to close, you should have gone through the house several times, and had a home inspection done.
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To set a reasonable closing date, both parties need to understand what their individual responsibilities are before closing can occur. You and the Seller should list the tasks you each must perform and then try to calculate a time limit for each of these tasks.
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If an offer is cash, it can close as soon as all documents have been processed and funds are transferred. An agreed upon closing date is an estimated date of closing. Most often, all parties involved would like to close as quickly as possible, but if there is a loan, its out of everyone control, other than the underwriter of the loan.
If the sale was contingent upon the buyer’s house selling, but the buyer still has no offers, the seller may be looking at a long delay. A buyer who has sold the house and the closing date. hours.
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When you write an offer on a home, the real estate agent will ask you to request a closing date as well as an occupancy date. The occupancy date will be the day that you move into your home. In some cases, the sellers may need more time in the home after closing while they finalize the purchase of their future home.