If you had an FHA-insured mortgage, you may be eligible for a refund from HUD/FHA. If your name is found, call 1-800-697-6967 to get your refund. If your name is not found, but you believe that you are owed a refund, call this same toll free number to ask about your status.

Can I deduct up-front Mortgage Insurance for a FHA loan for a ho. – I bought a house through a FHA Loan in April 2017, and I paid around 9800$ as. (Up front lump sum amounts for the VA funding fee and rural housing. fha Mortgage Insurance Premium Refund Fast Facts.

Splurge. "You’re starting to see retailers push promotions with online tax preparation companies that allow consumers to roll their refunds into gift cards," said Chris Jackson, CFP and founder of.

Fee Funding Chart Fha – Alanbrownrealty – The FHA Funding Fee is the upfront cost and monthly premium you pay when you get a mortgage guaranteed by the federal housing administration or FHA. The upfront fee, also called the upfront.

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The FHA Funding Fee is the upfront cost and monthly premium you pay when you get a mortgage guaranteed by the Federal Housing Administration (FHA). The upfront fee, also called the upfront mortgage insurance premium (UFMIP), equals 2.25 percent (subject to change) of your mortgage amount.

To further entice FHA mortgage holders, the FHA also offers upfront mortgage insurance premium (upfront MIP) refunds. This refund allows a portion of the premium paid when the original FHA loan closed to be applied to the upfront MIP of the new FHA streamline refinance loan. Check today’s FHA streamline refinance rates here.

In this case, no FHA MIP refund is available since the refund would be bigger than the UFMIP cost. Usually you’ll come out ahead. The typical upfront mortgage insurance is 1.75% of the new loan amount, and the reduced premium is .01%. That’s a savings of 1.74% of your loan amount, or $3,480 on a $200,000 loan.

VA home mortgage refinancing: exemptions from the funding fees. When you refinance your home loan with either the Cash-Out Refinancing or the Interest rate reduction refinance loan program, you are required to pay a funding fee at the time of closing.This fee helps mitigate some of the expenses associated with the VA Loan program.