But how long will it take to get pre-approved for your home loan so you can get to the fun part? Fortunately, the approval process isn’t as tedious as most new home buyers think it’s going to be.
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Since a preapproval letter is a conditional agreement of how much house you can afford, your mortgage preapproval is only good as long as the terms in the.
Although there is no definite duration for the validity of a pre-approval letter, the custom within the real estate industry is that pre-approval is good for between 90 to 180 days, says Reischer.
Best Answer: Mine are good for 120 days. Keep in mind though that if you are pre-approved for a loan today, but loan programs change before you lock in your loan, it doesn’t matter. Need more information. www.caseycasperson.com, [email protected], chase loan officer
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