Contents

  1. – Home Equity Lines, Loans and Second Mortgage FAQs. Providing answers to Frequently Asked Questons on Home Equity Loans.. Is limited documentation (aka EZ doc, no income qualifier) available on . Yes, it is possible to get a second mortgage without documenting your income. Most lenders will.

    No Income Verification Required – No Doc HELOC Loans and No. – There are no doc HELOC loans and no doc equity loans that are perfect for special situations that have trouble verifying their income. These type of mortgages will not require you to submit a huge stack of documents to prove anything.

    Finance One online – Unique real estate loans stated income – Unique Home Loans. Finance One now offers unique loan programs like Stated Income Home Loans (Stated Income Loans limited to CA, GA, NJ, NY, MA, TX, PA.other states case by case), no doc loans, foreign national loans, high ratio loans, etc.

    Here’s How The Community Reinvestment Act Led To The Housing Bubble’s Lax Lending – Low defaults and loss rates from lax loans made them seem not as risky as previously expected. A shrinking consumer asset base thanks to the dot com bust created a demand for home-equity loans and..

    No Doc Loans: Borrow With No Proof Of Income – There are several hundred private lenders that fund no doc loans. The lenders are diverse, ranging from individuals with large sums of money to mortgage funds and even institutional investors. Most of them operate through a specialist mortgage broker or non-bank lender that matches borrowers with lenders for a fee from the customer.